HOW ROYALTY FINANCING WORKS Royalty financing is a relatively new concept that offers an alternative to regular debt financing (loans and trade credit) and equity financing (venture capital and stock sales). In a royalty financing arrangement, a small business would receive a special amount of funds from an investor or...

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HOW TO BID FOR “REQUEST FOR PROPOSAL” Request for Proposal (RFP) is the process by which a corporate department or government agency prepares bid documents to acquire equipment or services. RFPs are frequently published in the legal documents section or pertinent newspapers or in trade journals covering the industry in...

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RISK AND RETURNS ON INVESTMENT  The term ‘risk and return” refers to the potential financial loss or gain experienced through investments in securities. An investor who has registered a profit is said to have seen a “return” on his or her investment.  The “risk” of the investment, meanwhile, denotes the...

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BENEFITS OF SMALL BUSINESS CONSORTIA Business consortia are alliances of individual business enterprises. These firms are often in the same broad field or industry, though they are rarely in direct competition with one another. Instead, members usually offer products or services that are complementary to those available through other consortium...

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WHY BUSINESS OWNERS MUST KEEP TO ZONING ORDINANCES  Zoning ordinances are laws that govern activities in townships and other municipalities. Most cities and towns are composed of regions that are zoned for residential, commercial, or industrial development, and often these zones are subdivided by additional use restrictions (type or business...

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STEPS IN THE RISK MANAGEMENT PROCESS FOR SMALL BUSINESSES Risk management involves identifying, analyzing, and taking steps to reduce or eliminate the exposures to loss faced by an organization or individual. The practice of risk management utilizes many tools and techniques, including insurance, to manage a wide variety of risks....

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HOW SMALL BUSINESS TENANTS CAN BENEFIT FROM RENOVATION Renovation describes a series of planned changes and updates made to a facility where business is conducted.  Office and building renovation is a common undertaking in today’s competitive business environment, as businesses endeavor to keep up with infrastructure needs (especially those sparked...

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Chief Editor

Johny Watshon

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